Cleo: Budget & Cash Advance

Get up to a $250* cash advance with a money app you can actually talk to. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments.

Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).

Want to know how much you spent on takeout last month? Just ask Cleo… maybe this will be what finally gets you to stop overspending.

GET UP TO A $250 CASH ADVANCE*

Dump your overpriced overdraft and get a quick spot from Cleo instead. Cleo’s up to $250 cash advance has:

- No interest (APR)
- No credit checks
- No late fees
- No direct deposit required

SAVE WITHOUT STRESS

Hide your money from yourself with mindless savings tools, like: auto save, round up, swear jar, and set & forget. All savings are held in FDIC-insured accounts with protection up to $250,000.

BUDGET WITHOUT FEELING RESTRICTED

Build a personalized budget (with room for iced coffee). Cleo uses Stripe to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders.

BUILD CREDIT (WITHOUT A CREDIT CARD)**

Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with:

- 0% interest (APR)
- Cashback*** on everyday spends
- Cash advance***
- Credit score coaching

LEGAL STUFF

* Cleo Plus is our subscription service, which offers eligible users cashback on your money, information on your credit score, and access to cash advances ("Cash Advance"). Advance amounts will vary based on eligibility. To learn more about eligibility, repayment, and overall
terms, please visit: meetcleo.com/terms

** Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.

*** "Cash/Salary Advance" and "Cashback Rewards" are features of the Cleo Builder Subscription and not the Credit Builder Card. The "Card Cash Advance" is a feature unique to the Credit Builder Card and allows you to advance cash at an ATM. The Cash Card Advance is subject to a $2.50 fee per transaction plus any fee that may be charged by the ATM or Bank. This feature is only available to holders of the Credit Builder Card.

Learn more about how we share your data here: https://web.meetcleo.com/page/privacy-policy
Cleo uses bank-level SSL encryption to protect your data and your deposits.